Regular customers take part in the loyalty program, which makes it possible to take out loans online on more favorable terms, even with a low credit rating. An additional benefit from working with the service is participation in the bonus program, which allows you to repay loans with accumulated bonuses. How to get payday loans in California? To obtain an online credit for a card, you must have an account in the system. After completing the questionnaire, you will have access to your Personal Account, from where you can apply for loans and make repayment. In the questionnaire, you must indicate your full name, passport data, identification number. Indicate the number of your payment card Visa or MasterCard. The whole process in 30 minutes. Before issuing a credit to a card, the service checks a new client using a scoring system. As part of this procedure, a request is sent to the Bureau of Credit Histories, and personal data are checked using open sources on the Internet. The check helps to determine the solvency and set the maximum loan limit. The average duration is up to 30 minutes. To verify the card, the system debits and instantly returns 1. This operation allows you to make sure that the payment instrument with the specified number really exists and is not blocked. To receive a loan in the amount of 1000-25000 to a bank card, you must confirm the operation. To do this, you need a special code, which the system sends by SMS to your mobile phone. If after submitting your application you change your mind about taking a loan, simply do not enter the code on the website or click Refuse. How to apply for a loan online? On many services, in order to receive Internet loans for a card, you must fill out detailed questionnaires every time - regardless of the number of requests. In the system, all data is stored in the Personal Account, so you do not need to specify them for each subsequent lending. If you have already taken a loan, just log into your account and fill out an application, indicating the amount and term. Immediately after repayment of the entire amount, you will be able to issue a new loan to the card. In your Personal Account, you can see the amount of debt, control repayment terms, apply for renewal and pay for loans online (including using accrued bonuses). How to repay a loan? Choose the most convenient repayment method - using any bank cards through your Personal Account, through the terminal network. A source: