NFC wallet is a mobile Digital wallet that supports business applications with communications using secured devices that use a special chip on the smartphone called Secure Element (SE). With the advantages of Secure Element in NFC Chip, the wallet can store credit/debit cards, access cards, coupons, loyalty cards, prepaid cards, vouchers, tickets, and many other contents in the same wallet and manage them.

This type of wallet requires the consumer to log in to the app, using perhaps a secure PIN or password. For the cardholder and the merchant, this is like how EMV PIN codes work. The wallet app can then be used for proximity "contactless" interaction with nearby contactless terminals, transport gates or other NFC devices. These solutions have been implemented by 3rd party payment partners, Telco’s and Banks as extensions of their existing solutions to their customers, partners and consumers and which We are equipped to implement the same. Digital wallet is flexible enough to adopt easily in current existing business environment, if a bank or any other service provider wants to have a wallet, we can design, develop, integrate to service providers using the Global Platform specified interfaces.

We at Girmiti take pride in the team that we have built and have implemented platform and the same has been enhanced and integrated with Banks, Telecoms, Retailers and payment companies. The mobile group helps our customer to build and interface with backend systems to provide complete solutions for mobile payment or banking and are involved in build and deployments, testing, certifications and UAT with customers across regions. This has given us vast experience in developing the NFC Wallet for platforms including iPhone (iCarte), Android, KaiOS, and Blackberry. We are one of the innovative technology companies with domain team who have been helping partners, Financial Institutions to enable their next generation customer offerings.

We have expertise to provide consultancy solutions, in the areas of Prepaid, Credit Debit, Gift and Loyalty card for verticals such as Retail, Banks, Health, Insurance, Sports Events, Restaurants, Food Chais, Gas Stations and Hospitals.

Our experience and expertise also extend to interfacing the Digital Wallet with established TSM applications for its complete life cycle management.

Our team has worked and implemented on the standards of ISO 14443, ISO 7816, NDEF, GP Card Spec, GP Messaging, ETSI, GSM Specifications for our customers and their partners along with interfacing our customer patents to help them in complete Digital issuance and wallet solutions of their business

We also have relevant experience to help our customers and partners to have the Digital Wallet Solutions certified by Card Payment Schemes/PNOs, processors with respect to their business segments. Our Team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy, UAT.

We enable the new generation trends in providing solutions and services in Cloud and IoT.


We bring deep knowledge and experience in Payment solutions for Supporting 24/7, SLAs (DevOps and SysOps), maintaining and managing existing system for our customer and their partners.


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