If you’re wondering if shifting some dollar-dollar-bills around will hurt or help your credit, you’re not the only one with this wriggling question. Short answer: with some foresight and maneuvering, it can help your score best credit repair austin. 

There’s a little something you can do if you’re being hammered by high interest rates – move to a card with a lower rate (or even zero)! A move like this could save you a lot of money while also making it so much easier to pay off your original debt. Keep in mind that, while balance transfers don’t hurt your score, the application for a new credit card might. Read on to find out the balance transfer deets.